Pharmacy Insurance Plus

You play an important role in serving your community—don’t let liability get in the way of that. Team up with us for coverage you can trust to put your interests first and help your thriving career continue growing. 

What We Cover

It’s our job to make sure you’re covered before you need to be and that you stay protected no matter what. The rest of the pharmacy work we’ll leave up to you.

Professional Liability Insurance

$1 Million Per Occurrence

$3 Million Per Year

General Liability Coverage

$2 Million Per Occurrence

$3 Million Per Year

Identity Protection Plan

$25,000 Coverage 

Rental Damage Insurance

$100,000 Per Year

Stolen/ Damage Equipment Coverage

Up to $1,000 with a $250 Deductible

Product Liability

$2 Million Per Occurrence, Per Year

The coverage you need, the peace of mind you desire

Your career is challenging enough—add on the extra risks that go hand-in-hand with your job and oftentimes, you’ll find yourself feeling overwhelmed. Our coverage gives you the peace of mind you need to do your job confidently, because, at the end of the day, when you partner with us, you know that no matter what happens, we’ll have your back.

The coverage you need, the peace of mind you desire

Your career is challenging enough—add on the extra risks that go hand-in-hand with your job and oftentimes, you’ll find yourself feeling overwhelmed. Our coverage gives you the peace of mind you need to do your job confidently, because, at the end of the day, when you partner with us, you know that no matter what happens, we’ll have your back.

Why You Need Insurance

No matter how much hard work, flawless professionalism, copious amounts of training, or dedication to excellence you pour into your pharmacist or pharmacy tech career, mistakes still happen—don’t let these errors or allegations derail the career you’ve worked hard to build. Partner with an insurance company that’s going to put your interests first so you can rest easy knowing your career, your future, and your reputation are covered.

Member-Only Benefits Just For You!

Our coverage isn’t just comprehensive, efficient, and immediate—it’s also packed with benefits. We’ve designed a unique, members-only collection of exclusive benefits you’ll have access to when you partner with us.

Member-Only Benefits Just For You!

Our coverage isn’t just comprehensive, efficient, and immediate—it’s also packed with benefits. We’ve designed a unique, members-only collection of exclusive benefits you’ll have access to when you partner with us.

What Our Customers Say

“The customer service is top notch! I had to add additional insureds to my policy and they did it with a smile and extremely efficiently and quickly. I can’t recommend them enough!”

Terri

Frequently Asked Questions

What is liability insurance?

Liability insurance is a type of risk management coverage that the insured (that’s you!) invests in to be protected and relieved of the financial responsibility of a potential loss. Think about liability insurance like it’s a safety net that’s got you covered should something—no matter how unpredictable or unlikely—go wrong. This type of insurance will protect you, your career, your finances, your reputation, and your future from claims, allegations, and potential litigation.

What’s the difference between occurrence-form coverage and claims-made coverage?

In our opinion, not all policies are created equally, and a lot of that has to do with the type of coverage you have. An occurrence-form policy offers you coverage for any claim made after your policy has expired as long as the incident in question took place while your policy was active. Claims-made coverage is a type of policy that only covers you for the claims filed within the policy term—in other words, if something happened while you were paying for your policy but wasn’t filed until after your policy expires, claims-made coverage will not protect you. That’s why we’re proud to offer occurrence-form coverage to all of our members!

Is there more than one type of liability insurance?

There are many different types of liability insurance, but the main three include professional liability, general liability, and product liability. Professional liability will provide protection when a client, patient, or customer deals with (or claims to deal with) injury, damage, or negligence that happened during or as a result of your service.  General liability insurance covers damages and injuries that weren’t directly caused by you but happened in relation to you (this is often called slip-and-fall coverage). Product liability insurance covers negative or adverse reactions that your patients or clients have as a result of a product you used.

Why do I need liability insurance?

There are a lot of reasons you should invest in liability insurance, but ultimately, this kind of coverage will put your interests first (not your employer’s), will safeguard your finances, will protect you against the unlikely, the improbable, and the unplanned, shows your clients that you’re prepared and professional, and can give you the peace of mind you need to do your job exceptionally.

Should I invest in an individual aggregate coverage or a shared aggregate coverage?

Individual aggregate coverage means that you—and you alone—are covered by your individual policy limit, regardless of claims made by other members who have a similar policy. Shared aggregate coverage means that you share a policy limit with other members who share the same master program. That means if a claim is paid out for other members, you could be left with zero coverage when you need to have an insurer pay for a claim that was filed against you. We’re proud to offer individual aggregate coverage for our members so they can count on being covered every time—no matter what.

Let's Get You Insured

You deserve coverage that always puts you first. That’s where we come in! Don’t delay your coverage any longer, reach out to us today for the peace of mind, surety, and coverage you need to do your job exceptionally.